5 Ways to Fake It ‘Til You Make It

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We often recite the phrase “fake it ‘til you make it” as a justification for our spending habits. Most people “fake it” in the wrong manner. Instead of adopting the good practices of wealthy individuals, we tend to mimic the consumption practices of the wealthy and incur debt in the process of trying to “look the part”. But here are five ways you can "act" wealthy and get on the path to financial freedom...
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The Top African Americans in Financial Literacy

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"Bearers of the torch". These exemplary figures are transforming the financial literacy movement. Their backgrounds and professions vary, but all of the selected persons are very keen in understanding that underserved, urban communities are at the crux of where financial literacy is desperately needed...
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Upgrade Your Cool: 5 Personal Finance Apps to Kick-Off Your New Year!

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As I navigate the world day-to-day, I often wonder how prior generations made it through life without smart phones and the almighty world of amazing apps!  Apps (software programs you can download onto your average smart phone either for free or for a nominal fee) have recently become such an integral part of what it means to be more efficient, socially-adept, and even consumer-savvy...

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Education: A Financial Curse?

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My business partner and I are often baffled by the responses we receive when we ask parents of college bound teenagers or young adults eyeing graduate degrees, ‘how are you saving for your future educational expenses’? The answers generally sound like the chorus of “Living on a Prayer” by Bon Jovi, coincidentally an American college-party classic...
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The 10 Commandments of Financial Empowerment

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If you are like most people, you have already comprised your resolutions (read:that list of things you say-you’re-going-to-do-but-never-actually-get-around-to) for the new year. My guess is getting your finances in order was on your list last year, and somehow it has found its way on this year’s list. Well not to worry, I’m here to help. This post is designed to help you get on track and stay on track with your financial resolutions and get your finances in order once and for all...
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