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Blog - Top 10 States for Financial Literacy (2016) - 6. Tennessee One of 17 states that mandates high school students to take a personal finance course prior to graduation; residents maintain an average of $2,270 in credit card debt. https://images.squarespace-cdn.com/content/v1/51fc68cfe4b0c3bde0de2314/1461123329872-BCPRYCZ2UBH2AVD1Y1FC/idaho.jpg D.R.E.A.M. Blog - Top 10 States for Financial Literacy (2016) - 7. Idaho The unbanked population is 5.4%; residents maintain an average of $2,550 in credit card debt. https://images.squarespace-cdn.com/content/v1/51fc68cfe4b0c3bde0de2314/1461123167210-21U2SB1WB2DH9ULJBMYZ/north+dakota.jpg D.R.E.A.M. Blog - Top 10 States for Financial Literacy (2016) - 9. North Dakota State residents score an average of 70% on a national financial literacy exam; the unbanked population is 3%. https://images.squarespace-cdn.com/content/v1/51fc68cfe4b0c3bde0de2314/1461123191386-O3DA3113H2OXP4X1CRP0/TEXAS-FLAG.jpg D.R.E.A.M. 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